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PRINT T-16 (Rev 01-2014) CLEAR Affidavit of Repossession State of Georgia Page 1 of 2 County of This is to certify that the undersigned has repossessed the motor vehicle described below because of.
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Purchaser FAQ
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Legible copy of contract between the repossessor and the person from whom the vehicle was repossessed. The contract must list the vehicle as collateral showing a complete description of the vehicle, year, make, and VIN (vehicle identification number), and signed by the party from whom the vehicle was repossessed.
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Bankruptcy Can Stop Car Repossession in Georgia By filing for bankruptcy on your behalf, a good Georgia bankruptcy attorney will be able to get an automatic stay that will stop the lender from repossessing your car without permission from the bankruptcy court.
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§ 10-1-36[1] provides the respective rights of the buyer and seller following the repossession of a motor vehicle sold under a retail installment contract. O.C.G.A. §§ 44-12-131 and 44-12-138 cover repossession of motor vehicles following a title pawn transaction.
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Under Georgia state law, the auto lender can seize the borrower's car anytime after a payment is late. They don't need to give you notice. Once your auto vehicle is taken, the lender has to mail you a notice within 10 days explaining that your automobile has been repossessed.
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A repo agency can only charge you a storage fee for your personal items if you don't collect them right away and instead wait several weeks. That is why it's important to contact the repo agent immediately after you receive a repossession notice.
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If you are in default, but can gather money, you may be able to reinstate or renegotiate the loan. To reinstate the loan, you must get the agreement of your creditor and pay off everything you owe. If you renegotiate the loan, be aware of additional fees and unfavorable terms. Get any agreement in writing.
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